Discover the best payment processing companiesin the UK. Compare features, pricing, and find your perfect payment solution.
Best Payment Processing Companies 2025
We’ve evaluated the top card payment machine providers in the UK based on pricing, features, customer support, and reliability. PaymentSave leads the market with unbeatable rates and service. #1 BEST OVERALL PaymentSave
1. PaymentSave — Best Overall
Rating: 4.9/5 (2,400+ reviews)
Paymentsave leads the market with unbeatable rates, 24/7 UK-based support, and simple onboarding. Ideal for SMEs and high-volume businesses.
- Transaction fees: 1.4% – 1.9%
- No monthly fees
- Free setup
- Flexible contracts
2. Square
Rating: 4.8/5 (3,100+ reviews)
Great for small businesses and startups. No monthly fees and easy app-based payments.
- Transaction fees: 1.75%
- No monthly fees
- Zero setup cost
- No lock-in contract
3. SumUp
Rating: 4.6/5 (2,800+ reviews)
Affordable and perfect for mobile traders or small retailers.
- Transaction fees: 1.69%
- No monthly fees
- Setup cost: £19
- No contract
4. Worldpay
Rating: 4.7/5 (2,500+ reviews)
Ideal for growing businesses needing tailored payment solutions.
- Transaction fees: 0.9% – 2.9%
- Monthly fee: £15
- Setup cost: £150
- 12-month contract
5. Barclaycard
Rating: 4.5/5 (2,000+ reviews)
Trusted by larger businesses with advanced payment features.
- Transaction fees: 1.6% – 2.6%
- Monthly fee: £25
- Setup cost: £50
- 18-month contract
Conclusion
Choosing the right card payment machine provider can make a big difference to your business costs and customer experience. Whether you want the lowest rates, no monthly fees, or flexible contracts, there’s a solution for every need. Start with PaymentSave for the best overall value, or explore other trusted providers like Square, SumUp, Worldpay, and Barclaycard.